PA Financial Group Services

New Mortgages or Refinancing Your Current Mortgage

We will help you find the best mortgage program to suit your needs, whether you're purchasing a new home or thinking of refinancing. PA Financial Group is committed to providing our clients with superior customer service.

PA Financial Group was created on the premise that potential buyers need programs more suitable to fit their individual needs, especially those having difficulty being approved by other brokers or lenders.

Since there are many various lending programs available, we will provide each buyer with a number of feasible solutions and let the borrower determine which option is best for their situation.

This why PA Financial Group has contractual agreements with multiple investors that specialize in out of the ordinary niche type programs.

LOAN TYPES

Conventional Loans - are the most common. These loans must comply with standard qualifying guidelines in order to be approved. Fannie Mae or Freddie Mac are the most popular conventional loans for those with favorable criteria as mentioned above.

FHA or VA Loans - are loans subsidized by the government and also adhere to certain guidelines, but may be a little more flexible if credit is lacking. VA loans are offered by the Department of Veteran Affairs for veterans and military personnel.

Sub-Prime - loans for hard to qualify borrowers with prior credit issues. (i.e. slow pays, collection accounts, change offs, bankruptcies, tax liens etc...)

Whether your credit is perfect or challenged, we can offer a competitive program to fit your personal and financial needs. Contact PA Financial now to learn more about refinancing your current mortage! Call us at 412-375-7492 or e-mail us now!

Home-Seller Assistance Program

PA Financial’s home-seller assist program also allows you to offer owner-financing to your potential buyers and still walk away with all of your cash at closing.